1. General
These Terms & Conditions (“Terms”) govern the use of the SButter Wallet, a digital wallet service provided by SButter. By creating or using an SButter Wallet, you agree to be bound by these Terms.
2. Wallet Balance & Funds
- Non-Transferable and Non-Withdrawable: The balance in your SButter Wallet cannot be withdrawn or transferred to your bank account or any other external account. The balance is exclusively for use within the SButter platform for purchasing goods and services.
- Adding Funds: You can easily top up your SButter Wallet by adding funds directly from your bank account using various payment methods, including credit/debit cards, net banking, and UPI. All funds added are final and subject to the non-withdrawal clause.
- Balance Limit: We reserve the right to set a maximum limit on the amount of funds you can hold in your SButter Wallet at any given time.
3. Refunds
- Wallet-Only Refunds: Any and all refunds for cancelled orders, returned items, or any other reason will be initiated exclusively to your SButter Wallet balance. No refunds will be issued to your bank account, credit card, or any other external payment method.
- Damaged or Incorrect Orders: In the event of a damaged or incorrect order, the refund amount will be added to your SButter Wallet balance upon successful verification of the claim.
4. Wallet Usage
- Sole Purpose: The SButter Wallet is designed for the sole purpose of making payments for purchases on the SButter platform.
- Wallet Security: You are solely responsible for maintaining the confidentiality of your account login details and for all activities that occur under your SButter Wallet. We are not liable for any unauthorized use of your wallet.
- Suspension or Termination: We reserve the right to suspend or terminate your SButter Wallet at our discretion, without prior notice, if we suspect any fraudulent, suspicious, or unauthorized activity, or a violation of these Terms.
5. Disclaimers
- No Interest: The funds held in your SButter Wallet do not earn any interest.
- No FDIC Insurance: The SButter Wallet is a digital wallet service and the funds are not a deposit. The funds are not insured by any government entity (such as the FDIC) or any other third party.
- Transaction Limits: We may, at our discretion, impose daily or per-transaction limits on the use of your SButter Wallet.
6. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the SButter Wallet after any changes signifies your acceptance of the revised Terms.
7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your State/Country]. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts located in [Your City/Jurisdiction].
By using the SButter Wallet, you acknowledge that you have read, understood, and agree to these Terms & Conditions.